"On Your Side, By Your Side"

Sunday, October 14, 2012

Won't You Be My Neighbor?

As a member of your community, there are many ways to connect with your neighbors and add value to your neighborhood. A neighborhood can be every bit as important as the dwelling itself. In a recent poll, 64% of the individuals cited quality of the neighborhood as the most valued components when buying a home. Unfortunately, you can’t test drive your neighborhood but you can do a little homework to get closer to your ideal.

I can tell you that I have experienced the good and bad neighbor situation. The bad can be a bit tough to get over with their loud cars coming in and out until the wee hours, yelling and unkempt yards to not shoveling snow from their sidewalk which just happens to span about 100 feet. (Shudder) It definitely adds stress to the living situation. I want to help you navigate towards the good and make an educated decision in your quest for home ownership.

The top 4 influences in selecting a home are:

1. Convenience to job

2. Overall affordability

3. Quality of the School District (In Glastonbury I believe this one is higher on the list. Many families flock to Glastonbury just for the award-winning schools).

4. Convenience to family & friends.

Location! Location! Location!

Remember that you will never be able to uproot the house and move it so choose an area that you can see yourself planting roots for the next 5 years. Here are some of my tips for researching the town you’d like to live in:

1. Walk the Neighborhood: Is it kid friendly, quiet, loud, dog friendly, are there sidewalks, block parties, and do the other homes have curb appeal too?

2. Nearby Amenities: Here in Glastonbury, there are so many great things to do, places to see, including many farms for berry and apple picking, great restaurants, shopping like Somerset Square, an array of activities through the parks & recreation dept., a dog park, skateboard park and just strolling or biking down Historic Main Street.

3. Check with Planning & Zoning to see if adjacent lots to the one you’re considering are town owned or are there future plans to build. You don’t want any bad surprises.

4. Connect with the area because it’s never just about the house. You want to make connections with the people around you to make an easy transition into the neighborhood.

For this and other helpful real estate information, please like my page and subscribe.

Friday, October 5, 2012

Apple Harvest Festival

Everyone in Glastonbury looks forward to the 2012 Apple Harvest Festival.

Click HERE for more information. I look forward to seeing you all there!

Monday, October 1, 2012

Short Sale Hardships

Short Sale Hardships There are so many ways that financial hardships can lead a homeowner to fall behind in making their monthly mortgage payments on time. A job loss, divorce, medical bills, reduced work hours, death and adjustable mortgages with a high rate are examples of how homeowners can become distressed in today’s volatile economy.

Every state and bank has a different process but with experience comes knowledge. As a central Connecticut licensed Realtor who believes in constantly educating myself, I have learned a variety of ways to help distressed homeowners.

If you’re experiencing any kind of financial crisis and have fallen behind in your mortgage payments, the feeling that there is no other option but to lose your home can be overwhelming.

What you need now is help: guidance from a central Connecticut real estate professional who understands the process and the difficult choices you’re facing. You do not have to go it alone. There are solutions and there is help. Patience is key but time is of the essence. The worst thing you can do is to stick your head in the sand and wait for that foreclosure notice or go into complete denial. Take Action!

As a Certified Distressed Property Expert –CDPE, I specialize in helping homeowners in the central Connecticut area avoid foreclosure and I can provide you with information on the alternatives. I will explain the effects that foreclosure can have on your credit and offer other options that may be available to you such as a short sale.

The time to seek help is now and I’m here for you. Your next steps are simple. Contact me today and I will speak with you regarding your unique situation and how best to save your home from foreclosure. I can provide you with a seller checklist of information I need to help you navigate the process and negotiate with the bank to lessen the long term consequences that come with a distressed property.